Micro Credit Software

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Best Microcredit Software in Bangladesh

Microcredit Software: To optimize microcredit operations and in a view to promoting them to the advanced IT world, we have thought of a wonderful idea. We have developed the Semicolon Microcredit Solution to diminish the obstacles mentioned above and facilitate these organizations in an automated mode.


Microcredit Software in Bangladesh

Microcredit, we can call this microloan as well – the idea is simple enough: By giving a very small loan to someone living in a poor country, you could help them expand a small business, which would lift their family out of poverty. When they pay back the loan, the money can be cycled to more borrowers, getting more families out of poverty. Organizations offering microcredit to poor borrowers — many living on $2 or less per day — took off in those decades.

Investors and donors poured money into microcredit, hundreds of organizations offered loans, and the number of borrowers worldwide skyrocketed to 211 million by 2013. We should see it as a way to expand options for poor people by offering more reliable financial services. Extremely poor people need these services just like everyone else, and the availability of capital to deal with irregular and at times unpredictable incomes is a huge help to them. This benefit, along with its impressive growth around the world, arguably makes microcredit a success.

Economist Muhammad Yunus as well as Dr. Fazle Hasan Abed has played a big role in shaping the new perspective. Female empowerment also became integral to the story. Many microcredit institutions made it a priority to lend to groups of women (about 80 percent of microcredit borrowers are now women).

Microcredit Software

To date, many microcredit organizations are operating their services and calculating manually, topmost they are using Microsoft Word for documentation and Excel for simple calculation. It’s a matter of regret that in this advancing world such brilliant and humanitarian, and most of all such financial, institutions are left behind of the ICT’s growth and advancement.

Yes, there are “some too many” software regarding microcredit on the market at present, in Bangladesh, in India as well as in some other countries. Though South Asia is the core place of the microfinance system in the world, there are too many microcredit organizations out of league here due to some obstructions on the path of advancement to ICT here.

  • Financial Aspect

    Microcredit institutions are facing difficulties in grasping automated software systems mainly due to financial aspects. The institutions run on borrowing very small amounts to people and recycling that, so most of the time they cannot afford such advanced system at a high price.

  • Complexity

    The next problem they face is the difficulty in operation.

  • Portability

    Such institutions find it problematic in terms of portability of the system as well as probable data loss.

  • Limited Functionality

    Sometimes the software is not a full-fledged system rather they are charged differently for microfinance as well as office operations and others.

  • Automated Advancement

    There are more unheard-of obstacles and most of all, microcredit institutions are not well aware of possibilities that exist for them in the ICT world for automated advancement.

Semicolon Microcredit Solutions

Best Microcredit Software in Bangladesh: Semicolon IT Solutions, a software development company located at Sheikh Hasina Software Technology Park, Jashore, Bangladesh offers various automated software solutions to fields like microcredit, school management, office ERP, govt. case management, govt. seeds management and the evergreen stock/inventory and POS systems.

They also provide website and e-commerce development services, graphic design, and digital marketing supports. Not to mention, we provide basic to advanced training in ICT to the young generation.

Best Microcredit Software in Bangladesh

To optimize microcredit operations and in a view to promoting them to the advanced IT world, we have thought of a wonderful idea. We have developed the Semicolon Microcredit Solution to diminish the obstacles mentioned above and facilitate these organizations in an automated mode.

  • Budget-Friendly

    Usually, microcredit software takes a lot of time and labor to prepare a full solution package, so the price is high. However, Semicolon IT Solutions has prepared this within a couple of months with smart labor. As a result, we can provide this solution very fast and of course at a price lower than the others.

  • Complete Automated Solution

    Ours is a full-fledged solution that includes a complete microcredit system with proper accounting and banking modules along with a full-fledged office management system that includes employee management, payroll, etc. as well as proper accounting and report generation modules. So, to speak, Semicolon Microcredit Solution is a complete automated solution to any microcredit institution.

  • Scalability

    Any microcredit institution. small to large the scaling does not matter. In spite of such provision, our time taken for production is low and our cost of production is under our client’s grasp.

  • Modularity

    Our software is a modular one. We can set up this for multiple branches of the same institution and provide maintenance and control from a super admin dashboard.

  • Portability

    Semicolon Microcredit Solution offers this automated solution online with the security of data. As being online and web-based, clients can access this from anywhere and anytime and with the help of any device that is connected to the internet.

  • Present Day Tech

    Semicolon Microcredit Solution is developed with modern technologies such as React JS for frontend, Node JS for backend as well as MongoDB for the database. Microcredit software developed with such modern technologies is a rare gem at this time.

  • Customizable

    This software is prepared from the scratch making it user-friendly, fully customized to client’s needs and we are very much capable of further customizing this if the necessity arises and customer demands.

Let’s overview the specialties of the Semicolon Microcredit Solution at a glance.

One Platform

A full solution including microfinance system, office management, account, and report in one platform.

Major Modules of Our Microcredit Software

Microcredit Management:

Micro Accounts:


Savings and Loans

Office Management:



And many more where these came from … We look forward to demonstrating our software in direct contact or over Skype live chat.

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Microcredit Software SaaS Pricing

SaaS Module - Monthly Subscription Based Pricing.

Semicolon IT Solutions offers its Microcredit Software under 2 alternate pricing terms. The first one is this SaaS module. This term of ours depicts a monthly subscription-based plan for organizations that assume this plan ok for them or people who do not want a payment hassle just in the beginning.

SaaS Module - Monthly Subscription Based Pricing.
A one-time installation charge for an organization.৳40,000
Monthly recurrent fee for single branched organizations.৳5,000
Monthly recurrent fee for each branch for multi-branched organizations.৳3,000
After the initial setup of single branch, this fee will be applied one time for each installing the system on each new branch.৳15,000
We shall provide per SMS at one taka rate. Otherwise the client has to provide us his/her own bulk SMS API that must be compatible with our system.৳1
  • Payment Option

    Monthly recurring payment in advance.

  • Payment Date

    Within 7th of each month.

  • New/Additional Feature

    For each new/additional feature, an agreement will be made and a certain payment will be implied.

One-Time Pricing

Get the system completely at a one-time payment.

Semicolon IT Solutions offers its Microcredit Software under 2 alternate pricing terms. The second one is this One-Time Payment & Get It All.

One-Time Pricing
One-time fee for single branched organization.৳3,00,000
Organizations with branch offices up to 5 in number.৳5,00,000
Organizations with branch offices in 6 to 10 in number.৳8,00,000
We shall provide complimentary technical maintenance for the first 6 months.6 months
After the first six months, a consolidated maintenance charge will be applicable.৳50,000
  • Complain Resolution

    Each complain shall be resolved within 48 business hours.

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